Unanticipated exposure of credit card information or a failed PCI audit can result in significant ramifications from merchant banks. Silent Sector's Payment Card Industry Data Security Standard (PCI DSS) gap assessments help mid-market and emerging companies fully understand their scope and PCI compliance requirements in order to prepare for a formal audit performed by a QSA. Our team also assists with defining the scope and completion of PCI Self Assessment Questionnaires, making compliance quicker and easier.
Whether preparing for a formal audit with a QSA or completing a self assessment, PCI DSS should never be treated as a "check the block" exercise. Our PCI compliance assessment methodology adds a consultative approach to proven best practices, designed to simplify and expedite the compliance process. Strategies and technical considerations are shared throughout the PCI compliance assessment process, bringing in a deeper understanding of security protect credit card data. This level of clarity creates confidence throughout the organization and with outside parties including stakeholders, partners, and customers.
In addition to PCI compliance assessments, Silent Sector helps mid-market and emerging companies implement appropriate cybersecurity controls and best practices into daily operations. Whether you are responsible for handling compliance yourself or oversee an internal compliance team, Silent Sector's PCI compliance assessment methodology and certified Payment Card Industry Professionals (PCI-P) offers both guidance and hands-on support with a unique suite of cyber risk management services.
Silent Sector is not a QSA but there are many auditors available in the marketplace. Instead, our certified PCI Professionals focus on provide the strategic and tactical support to prepare your company for a formal audit.
Contact Us today to learn more about how Silent Sector can help you with your PCI DSS compliance requirements.
Payment Card Industry Data Security Standard (PCI DSS) compliance is required for organizations handling credit card payment transactions. In general, PCI Compliance is defined by four levels, each based on the annual volume of credit card transactions and vary slightly depending on the credit card company being considered. Level 1 merchants process over 6 million cards annually, whereas Level 4 merchants process less than 1 million total with fewer than 20,000. Regardless of merchant level, PCI DSS contains 12 overlapping control categories. Primary requirements to protect cardholder data include, installation and configuration of a firewall, change of default passwords on all systems, up-to-date anti-virus software, encrypted transmission of cardholder data, application security and maintenance, cardholder data must be on a need-to-know basis, security systems bust be tested regularly, every person with computer access must be given a unique ID, physical access to the cardholder data must be restricted, all cardholder data and network resources must be tracked, and information security policy documentation must be in place and maintained. The complexity of these controls varies depending on the organization's merchant level. PCI Compliance enforcement is generally performed by merchant banks.